Do you understand yours?
Which survivor benefit option will you choose for your spouse? What does each option mean?
… transfer your pension funds to an investment account to be managed by you are your chosen asset manager?
… take Canada Pension Plan at 65?
What are the pros and cons of taking it early or late?
Do you already receive a widow’s benefit? When should you switch to CPP?
... take OAS at 65 or defer as late as 70?
Will your OAS be clawed back and is there anything you can do about it? We can help.